Mortgages and Loans

At NSD Accounting, we have a dedicated team that deals with mortgages and loans, and who can help you to unleash your dreams.

Our Services

How can we help you?

Connect with our experts to know more, how we can help you to save money.

Mortgages and Loans

At NSD Accounting, we take pride in having a specialized team of professionals who focus exclusively on mortgages and loans. Whether you are planning to buy your first home, invest in commercial property, or refinance an existing mortgage, our experts are here to guide you at every step.

Our goal is to make the entire loan process smooth and stress-free. From preparing the required documentation to ensuring compliance with lender policies, we handle the complexities so that you don’t have to. By simplifying the paperwork and streamlining each step, we help our clients save valuable time and avoid unnecessary complications.

We work in close collaboration with a wide network of A-class national lenders as well as trusted local financial institutions. This strong partnership not only increases the likelihood of your loan approval but also allows us to negotiate the most competitive market rates tailored to your needs.

At NSD Accounting, we don’t just process applications — we provide personalized financial solutions that align with your goals and dreams. Whether it’s for a residential property or a large commercial project, our mission is to secure the best possible mortgage deal for you with confidence and ease.

A residential mortgage is a large long term loan taken out by one or more individuals to buy a home to live in. Whether you are a first-time buyer, moving home, or remortgaging, this is the type of mortgage you will need. Depending on what is best for your circumstances you can choose between fixed-rate, variable, or tracker mortgages. With a residential mortgage, the home must be used as a residence by the borrowers, not rented out to tenants or used for commercial purposes.

Whether you are a seasoned buyer, new to Canada, or a first-time buyer, we are happy to review your situation and work without lenders to find the best solution for your residential mortgage purchase or refinance. Request a call back below and we will contact you as soon as possible.

Refinancing your mortgage basically means that you are trading in your old mortgage for a new one, and possibly a new balance.

When you refinance your mortgage, your bank or lender pays off your old mortgage with the new one; this is the reason for the term refinancing.

Most borrowers choose to refinance so they can lower their interest and shorten their payment term, or to take advantage of turning some of the equity they have earned on their home into cash.

A mortgage pre-approval isn’t a promise that you’ll get a loan for the home you want to buy. A mortgage pre-approval only means a loan officer has looked at your finances—your income, debt, assets, and credit history—and determined how much money you can borrow, how much you could pay per month, and what your interest rate will be.
So, what’s so great about a mortgage pre-approval?

Once a lender has pre-approved you for a mortgage, you’ll get a letter you can then take to sellers. This letter shows sellers you’ve already started working with a lender, and that the lender is willing to work with you. It gives sellers peace of mind to know they won’t be wasting their time with someone who couldn’t afford their house in the first place.